5.Adjusting the costs and benefits: Finally, you need to adjust the costs and benefits to account for the time value of money, inflation, risk, and discounting. The time value of money means that a dollar today is worth more than a dollar in the future, b...
Therefore, the discussions in this paper compare the marginal effects across the models, rather than the coefficients. Descriptive analysis was also used to evaluate consumer delivery preferences. When asked why respondents used delivery services, they ranked convenience, time savings, safety, ...
At 71 I’ll have to convert the RRSP to a RRIF at take out ~7% minimum which grows to ~16% over time. If my RRSP is too large I’ll end up being bumped up to a higher marginal rate tax bracket and potentially get some OAS benefits clawed back increasing my effective tax rate two...