In New Jersey, a deed used to transfer an ownership interest will be one of several types, including a bargain and sale deed and a quitclaim deed. While these deeds are effective in transferring title, a buyer should be particularly careful since the differences in protection for the buyer ar...
While in some states, quitclaim deeds are valid and regularly used to transfer title among family members, this is not true in Texas. In fact, quitclaims are rarely used in Texas. Given the lack of warranty and unconditional conveyance language, Texas title companies will not insure title if ...
Type of Foreclosure In the event of default, a deed of trust will result in different foreclosure procedures than a mortgage. A defaulted mortgage will result in a judicial foreclosure, meaning that the lender will have to secure a court order. Trust deeds go through a non-judicial foreclosure...
When foreclosures arise on mortgages in which Fannie Mae is the owner/backer, or when properties are acquired throughdeeds in lieu of foreclosureorforfeiture, Fannie Mae attempts to sell the properties in a timely manner to minimize potential impacts on the community. Via its website,HomePath, F...
You fell head-over-heels the moment you laid eyes on the perfectly landscaped house of your dreams. It’s for sale — and you happen to be in the market to buy. However, you’ve heard rumors about the house’s past. Maybe something bad happened there once? Or maybe it looks like a...
a lien on your real estate at your county recorder's office, the recorder of deeds office or the county clerk's office. You can also hire a title company and have them run a title search. And in some places, you cancheck online, according to Colorado foreclosure attorney Amy Loftsgordon...
Often, the borrower is ashamed or afraid to call his or her lender, even though there are actions that could be taken to prevent foreclosure. Lenders often have trouble locating the people in need of advice. The drastic increase in the number of defaults and foreclosures on subprime mortgages...
"With cash-out refinancing, you could receive a portion of this equity in cash. If you take out $50,000 in cash, this amount would be added to the principal of your new mortgage, which would be $250,000 after the cash-out refinance," she says. "While the cash you take out will ...
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Deed in Lieu of Foreclosure. Correction Deed. Three Common Types of Texas Deeds Although any and all of the deeds listed above can be used in Texas in special circumstances, most of the deeds commonly used are one of three types: