Now, you might get a negative number instead of zero the first time you do this, especially if your income has gone down recently. If that happens, no shame. This is why you’re doing a budget: to stop the overspendingbeforeit happens (and to avoid thoseoverdraft fees). If you want ...
How to Make a Budget (预算 )?Most likely, you aren't the family breadwinner. But doing a small job or getting a weekly allowance (零花钱)would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren't careful, it can be gone in no tim...
How to Make a Budget(预算)Most likely, you aren't the family breadwinner.But doing a small job or getting a weekly allowance(零花钱)would put some money in your pocket.For kids and grown-ups alike, money is easy to spend.If you aren't careful, it can be gone in no time....
How to incorporate savings into your budget Saving money can be difficult, especially if you’re on a tight budget. But with some creativity and determination, there are different ways you can help save money. Consider the below steps: Calculate your monthly net income. Do you know how much...
Step 1. Figure out your after-tax income Step 2. Choose a budgeting system Step 3. Track your progress Step 4. Automate your savings Step 5. Practice budget management
If you live on tips, commission or other irregular earnings, it can be harder to predict your income. Here are some tips on how to budget with uneven paychecks.
our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns(栏), list your sources(来源) of income and how much you expect to earn form them. In the third and fourth columns, list what you expect to spend your money on and the amount...
HowtomakeaBudgetMostlikely,youaren'tthefamilybreadwinner.Butdoingasmalljoborgettingaweeklyallowancewouldputsomemoneyinyourpocket.Forkidsandgrown-upsalikemoneyiseasytospend.Ifyouaren'tcareful,itcanbegoneinnotime.Beingresponsiblewithyourmoneyisanimportantskilltolearnandthesooneryoustartthebetter.Whetheryouare...
Seeing our expenses and income in writing for the first time still sticks with me. I remember being in tears. It was shocking to see that we had not been in better control of our money. Creating a budget made us acknowledge where we were, and we realized that we didn’t like what we...
That’s great for people who bring home steady paychecks. But if you own a small business, rely on sales commissions or do freelance or temp work, your monthly income can fluctuate wildly. So how do youcreate a monthly budgetwhen you’re never quite sure how much money you’ll earn? Is...