Meeting with a financial advisor can provide the spark you need to ask for more money, says Meisner. Even if you can comfortably afford your monthly bills, “you might realize that your salary doesn’t actually help you meet your financial goals,” she says. “You really need to figure ou...
“How much of a raise can I ask for?” is a common question for raise-seekers—especially if it’s theirfirst job and they’re just starting to grow their savings. To answer it, you’ll need to do some salary research. Taking the time to do your research will help you understand th...
“Very often, when we ask other people for help, our tendency is to be a bit vague and indirect,”Dr. Grant said. “Maybe we don’t want to come across as too pushy or too demanding. But the truth is, vague and indirect requests for help can often come across as a little bit th...
How much money will you need to retire? When clients ask Dan Tobias, CEO and certified financial planner at Passport Wealth Management in the Charlotte, North Carolina area, how much they’ll need to retire, he’s quick to redirect the question by asking what retirement looks like for them...
Here's a script that can help guide your phone call to your provider. 12. Switch to a cheaper cell phone plan It might be time to change your cell phone plan to save some serious money. As you set out to find the best cell phone plan for your situation, you’ll want to consider ...
they may get ill or injured. Many adult children find themselvescaring for a loved onewhile taking care of their own kids. Be sure to ask your parents about their long-term care plans, not only so you can help honour them, but also to head off what can be a huge financial impact on...
For example, you could ask them to send you goal-setting quotes as a way to inspire you and remind you to keep moving forward. 8. Reflect and adjust As with most things in life, you may need to adjust your timeline or goal due to life circumstances, and that’s OK. Rather than ...
manipulation. If they really wanted to help us, they would ask for our opinions. “Can I help you? How can I help you? What would be helpful to you?” There are plenty of people who, as Robert Furey describes inCalled By Name, “blocked our view of God by pretending to be God....
Take 30 days to get some help and advice You can ask us to put a hold on your account for 30 days. This will give you the time and space to get someindependent help and adviceto help you with your money worries. You could also use this time to fill out abudgetso you’re ready ...
Use unique passwords for all your bank and shopping accounts, or use a goodpassword creation and storage serviceto help you stay extra secure Don’t send money or financial information to someone you haven’t met in person. Scammers can target social media and dating apps and establish online...