As we all know, the HDMF is a government agency that provides housing for Filipino workers. In addition to this, they also have a raffle promo for Pag-IBIG members. Other than the Philippine Charity Sweepstakes Office’s (PCSO’s) lotto draw, the Pag-IBIG or Home Developmental Mutual Fun...
I used to think the Philippines was the biggest bunch of greedy idiots when it came to property and property rights. What I came to find out is the gov’t is not stupid when it comes to property rights, just greedy, lazy, incompetent, and could care less about the property rights...
So as you can imagine, those of us planning a 50+ year period of retirement need to game the system even more. This is one of the things about which I get the most email questions. People are asking, Should I put money into my 401(k) if I’ll be retiring much younger than the ...
(c) the transformation of those abstract symbols or ideas into technologies; and (d) finally, the ability to decide or "value" whether to apply that technology for life and reproduction [4], the premise is based on the fact that, without those early acquired genes, none of the ...
education sciences Article How to Measure Procedural Knowledge for Solving Biodiversity and Climate Change Challenges Lisa Richter-Beuschel 1,*, Ingo Grass 2 and Susanne Bögeholz 1 1 Department of Biology Education, University of Goettingen, Waldweg 26, 37073 Goettingen, Germany; sboegeh@gwdg.de...