If you’re still unemployed but haven’t yet exhausted your benefits and extensions, you may want to prepare for the end of your unemploymentbenefits as early as possible so you don’t become overlystressed about money. Here are four tips to help you get through this time: “It’s ...
Look into unemployment insurance.Your state unemployment insurance office can tell you whether you qualify for coverage and how the insurance may be affected if you get other payments from the company. Knowing how much you can claim and how long you can expect to receiveunemployment benefitswill h...
How to Apply for the Economic Hardship Deferment To apply for the economic hardship deferment for federal loans, borrowers must submit anEconomic Hardship Deferment Request formto their loan servicer. Borrowers must also submit documentation of income such as a copy of a recent pay stub or the b...
1. Apply for scholarships, fellowships and other grants Many schools and mission-based organizations offer scholarships and fellowships that cover a portion of graduate education costs. This is money you typically don’t have to pay back, so it should be top of your list when ...
When can funds be withdrawn?Generally, money can be withdrawn without penalties after age 59 ½. For a Roth 401(k), the account must also be open for at least five years to avoid penalties. Tax benefits:In a traditional 401(k) you contribute pre-tax money, meaning you won’t pay ta...
How to get a federal student loan Backed by the U.S. government,federal student loansoffer a range of payment plans, borrower protections and competitive interest rates. Because they come with competitive terms and no credit check, it’s best to apply for federal aid before seeking private loa...
Many credit card issuers have offeredfinancial hardship assistanceduring the coronavirus pandemic, but it's worth going back to them as your additional unemployment benefits run out. "If you've already been taking advantage of this assistance, consider contacting them again to explain that your situa...
How to Buy Property Overseas Consider these tips when making an international real estate investment for your later years. Kathleen PeddicordApril 18, 2025 How Deportations Affect Social Security Mass deportations could mean less money for already meager Social Security trust funds. ...
You can defer federal student loans only for so long — in most cases, the maximum is three years total. To apply, send your student loan servicer the appropriate application and any necessary documentation, like proof of unemployment benefits. Your student loan servicer must gran...
You might even be able to find a job with good retirement benefits, even if you only plan to stay for a short period of time. "Many companies like Costco and Starbucks are known to have good benefits that can help keep a retirement plan on track," said Adam C. Harding, a certified ...