Many people ask how to apply for short-term disability while making a faulty assumption that puts their families in a precarious financial bind. You cannot file a claim for benefits if you do not have coverage, and you must show evidence of good health to buy a new policy! State-mandated...
Medicare Part B, often referred to as “Medical Insurance,” is a critical component of the Medicare program for individuals aged 65 and older, as well as those who qualify due to certain disabilities. Part B provides coverage for a wide range of medical services and outpatient care. It can...
In nearly all cases, you will also have to prove via medical documents that you are disabled. However, certain exceptions apply (such as women with breast or cervical cancer or anyone diagnosed with tuberculosis).56You must also be either a U.S. citizen or have a green card and prove you...
How to choose the best physician disability insurance policyRichard Reich
Learn how to apply for Social Security Disability Insurance in South Carolina and secure your financial stability. Expert guidance and simplified process.
What to Look For in a Financial Advisor for Doctors "Doctors can definitely benefit from the help of a financial advisor that understands their individual or specific situation," Pruemm says. "Most physicians will eventually find themselves amongst the top earners, but years of medical school and...
Figuring out how to pay for assisted living with no money is difficult, but there are resources available.
in retirement in a few ways other than out of your pocket. Your options include government programs such as Medicare, contributions you make to a Health Savings Account (HSA) before you reach age 65, savings accounts such as Roth or traditional IRAs, and long-term care and disability ...
There are exceptions for certain circumstances, such as disability or medical expenses. Before you take an early withdrawal, be sure your situation qualifies as an exception. In addition to creating penalties, early withdrawals can significantly diminish your retirement savings. Explore other options for...
An individual with a child under 3 months of age An individual receiving Social Security Disability Insurance or Supplemental Security Income An individual who isn't work eligible. For example, if you're caring for a disabled family member in the home, you aren't required to participate in the...