If a collector wins a lawsuit against you, they may obtain a court order to garnish your bank account, depending on state laws. What is a debt validation notice? A debt validation notice is a written statement from a debt collector detailing the amount of debt, the creditor’s name, and ...
Arrive in court at the scheduled day and time. Present your evidence to the judge. Answer any questions the judge asks honestly and to the best of your ability. Step 7 Ask for a certified copy of your judgment from the court clerk if the judge decides the lawsuit in your favor. Step 8...
A: This is a tough answer because no one wants to be harassed about a prior debt, yet there is nothing illegal about a debt collector simply contacting someone to try and convince them to repay money which may very well be owed. That said, you actually noted a number of statutory violat...
Before you initiate a lawsuit over debt collection, consider sending a final demand letter if your client hasn’t paid. Clearly state the intention to sue if payment isn’t received. More tips for when a client ignores you There are other times when you might be ignored, like when you sug...
letter to the collection agency. After you’ve sent this letter, the agency must stop calling you about your debt, except to confirm that it has received the letter and will stop contacting you or to inform you about a specific action it is taking against you (such as filing a lawsuit)...
You will know how to file every kind of lawsuit and defend yourself against every kind of legal action filed against you, whether civil or criminal. You will know and understand the simple Rules of Evidence every court must enforce, because I teach you the 2 R's, 2 C's, and 2 P's...
Call the local superior or similar court to confirm the amount of time the contractor has to file a lien-foreclosure lawsuit. In California, if the contractor has not foreclosed on the lien 90 days from lien filing, the lien is void. ...
Both individuals and corporations are able to perform abankruptcy discharge. It’s a simple answer to deal with overwhelming debt. However, filing for bankruptcy requires many efforts. People can get free from their debt easily. Overall, it doesn’t happen overnight. Not to mention they need ...
As this process unfolds, make sure you know that consumers have considerable rights under theFair Debt Collection Practices Act (FDCPA). This act was created by theFederal Trade Commission (FTC)to eliminate abusive, deceptive, and unfair debt collection practices. The act specifically lays out othe...
If you don't properly protect your assets, they can potentially be lost in a lawsuit,bankruptcy, or to other creditor actions. It's important to understand the laws that can provide asset protection and to know what measures you can take to protect your savings. ...