You may have to act fast in a hot housing market where houses are getting multiple offers. Make sure you've done your homework. Ask for a comparative market analysis from your real estate agent to see what other homes in the area have sold for so you don't over or underbid. ...
Monthly Housing Payment Affordability Calculator This calculator helps home buyers estimate how much home they may be able to afford using standard qualification criteria including down payment percent, front end debt-to-income ratio and back end debt-to-income ratio. If the loan you are applying ...
In this guide, we’ll explain how to find cash home buyers in Columbia, including tips for selecting a reputable buyer, the benefits of a cash sale, and how it works. The city’s economy, combined with an affordable housing market, make it a prime spot for relocation, meaning a cash b...
Due to Proposition 13, property values can only be assessed by an index that rises no greater than 2% a year, even if the property might increase in value by 20%. If they were to sell their property now, they could probably get $700,000 or more since San Francisco prices have continue...
San Francisco, California Would you like to move to a city where only 11% of its inhabitants can afford housing? If the answer is yes, San Francisco is the place for you. The rent is the highest on our list, as is the median home value (excluding the Manhattan borough of NYC). ...
"It’s tough to afford even a starter home in much of California because even though residents tend to earn more money than some other parts of the country, it’s not enough to afford the state’s ultra-high home prices," Anderson noted. "Among the pool of starter homes on the market...
This is true of home values here in San Diego, there’s a high scale neighborhood near where I live that had one house that was beat to hell, all the other houses were in top shape. The shanty dragged all the other home values down with it. Seems to me the best way to run with...
If you're set on buying, it's time to figure outhow much you can afford. The conventional advice is to ensure your mortgage loan is less than three times your income. In expensive areas, however, that might not be realistic unless you're a high earner. ...
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For many Montanans, it's a struggle to make ends meet. With the high cost of housing, several locals have found themselves between a rock and a hard place when it comes to just getting by. Throw in the fact that prices are on the rise in almost every aspect of our lives and it's...