Once you have one of these, you can start to prove your creditworthiness—in large part by always meeting your payments and not maxing out your card. Once you have a history of on-time payments and prudent credit use, you're on your way to being able to apply for a regular credit car...
Rent-reporting services, such as Self, Boom and RentReporters, can add rent payments to your credit reports. Here's what to look for when considering this service.
Find the best frequent flyer program for every flight. Where to Credit shows you the number of miles you earn on any frequent flyer program!
Work on improving your credit Even though there’s no one-and-done credit cleanup, you can start working on fresh habits. Let’s look at some of the actions you can take to kickoff improving your credit history: Paying bills, on time and with consistency. ...
Image Credit:James Woodson/Digital Vision/Getty Images Before you begin a search for your next apartment, get a rental history report to find out what potential landlords could learn about you. This report provides information about your behavior in previous rental properties. Landlords rely on it...
Rent-reporting services, such as Self, Boom and RentReporters, can add rent payments to your credit reports. Here's what to look for when considering this service.
Ask a family member or close friend to add you as an authorized user. Be careful who you ask, since you and the main cardholder are tied together financially. If the cardholder uses the card responsibly, their account history will benefit your credit. If the cardholder overspends or misses ...
There are multiple ways to consolidate credit card debt. Some of the most popular debt consolidation options include: Use a debt relief service Debt relief servicestypicallynegotiate lower interest rates or principal balanceswith your lenders. That means when you take advantage of these services, you...
Not every credit card company will report authorized user payment history to the credit bureaus, however, so talk to your card issuer to find out their policies. The authorized user approach works both ways: Good credit behavior can enhance users' credit history, while bad behavior — such ...
A helpful step you can take is to inquire about increasing your credit limit. If you've been a loyal credit card customer, leverage your history and your responsible banking habits and contact your issuer to see if you can increase your credit limit. It's possible that your issuer will be...