PPF is a great investment scheme, best suited for people with a low-risk appetite. It allows people to have a retirement corpus, while offering a higher interest rate than fixed deposits. Note that you need to make a minimum investment of Rs. 100 while opening a PPF account. The maturity...
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easy-to-use and takes the EPF contributions of the employee and the employer, and then calculates the interest on the contribution that year and also on the EPF balance at the start of the year. The important thing to understand here is ...
Inflation is surging and traditional investments are losing interest. These factors have made it difficult to identify the best ways to invest money, especially if it’s a relatively high amount like ₹10 lakhs. The largely unspoken rule of investing is that the more you invest the greater ...
Post office savings schemes are government-backed and thus provide guaranteed returns. These have the advantage of giving returns at a compound rate of interest which is much higher than other bank saving schemes that offer simple interest. They also offer tax benefits up to Rs 1.5 lakh unde...
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These ELSS funds, which are often compared withPPF vs ELSS,give inflation-beating returns as per historical data. But have a lock-in period of 3 years. And at the time of redemption (after minimum lock-in of 3 years), if capital gains from ELSS fund (that is long term capital gains ...
I drop mine often and am surprised it still works. I like to use my phone for pictures so I can send them to friends or post on FB that day. You can't do that with a camera. Being at home now is a good time to talk to my son and find out if they are saved someplace. If...