Donna M. Bates
More important than the length is understanding which process is more correct for you in the long term. While using bankruptcy’s strength to get back on the road to financial freedom is viable, it must be pursued with your unique interests in mind. If you or someone close is considering b...
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However, the right to file a lien comes with responsibilities. It is easy for contractors to lose their right to lien if they are not familiar with the lien process and fail to fulfill the requirements for filing a lien in California, such as pre-lien notices, also called the California 2...
The minimum deposit is how much money you need to open a checking account (usually $0-$100). The minimum balance is how much you need to maintain in your account, to avoid a monthly fee. True free checking accounts don't have a minimum balance requirement. ...
They can often provide guidance regarding debt consolidation, refinancing, bankruptcy and more. It’s possible your counselor might recommend you enroll in a debt management plan (DMP). These plans are designed to help people keep up with their monthly bills until they settle the outstanding ...
It is rare for student loans to be completely wiped out through bankruptcy. If you are unable to make payments, your best option is to talk with your lender. They can work with you. Avoiding payments could result in a lawsuit, garnished wages, the loss of tax refunds, and/or social se...
Apre-foreclosure sale, such as a short sale, will help you avoid a foreclosure, but unfortunately at the cost of selling your home, likely for much less than it’s worth. It will alsoding your credit in the process. But it could lessen the blow, and help you avoid any deficiency judg...
Bankruptcy might be a good choice if you have exhausted other debt-relief options. When youfile for bankruptcy, you’ll work with the court and your creditors to create a mutually agreed upon debt repayment and forgiveness plan. Your current assets might be liquidated to contribute towards your...
In addition, while not always fatal, prisoners often use hunger strikes to draw attention to their plight and magnify the moral bankruptcy of their captors. Few methods of suicide protest, however, are as dramatic as self-immolation. Mahayana Buddhist monks have long favored this tactic and, ...