public pensionnational budgethousehold behaviorfinancial planningThis paper presents long term projections of the cost of public pensions in Australia, taking into account behavioural effects. I assume retirees make financialdoi:10.2139/ssrn.2251566Jie Ding...
this may increase your tax and can significantly reduce the net return you earn from the sale of your asset/s. As tax is not withheld for capital gains like it is for PAYG employee income, it is a good idea to work out how much you are likely to owe on an ongoing basis...
Rapid and widespread economic development over much of the past century took for granted the health of critical natural processes, such as the regeneration of soils, clean air, water and forests — as well as the availability of natural resources to expand production. As a resul...
MichaelMICHAELBloombergMICHAELCarlMICHAELPopeMICHAELWileyJournal of Applied Corporate FinanceCheung, J. (2014), "How we invest", Guardians of the New Zealand Superannuation, White Paper, September 2014.
commonly referred to as the Santiago Principles, as a means of increasing the transparency of sovereign wealth funds and ultimately legitimizing their presence in global capital markets. Since then, the transparency of sovereign wealth funds in aggregate has increased, and much of the fervent concerns...
The key to any huge task is to first simplify it! Break it down into smaller manageable tasks. Making money on the Internet is no different. By breaking down each aspect of online success into a series of simple steps, it makes things much easier and more fun to do. With each step, ...
13 Financial Abuse in a Banking Context: Why and How Financial Institutions can Respond 683 For instance, Australia's (Hayne) Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has led to significant legislative and regu- latory change across ...
If you’re starting a small business and don’t need to raise much money, then being a sole trader could be your best option. This is because it’s relatively easy and cheap to set up as a sole trader, and you have complete control over your business. ...
So Federal debt risk is less, with individuals absorbing some of the pain of external shocks. Taxes are high and there is a national VAT tax, but on the plus side the tax system is much simpler than that of the US. Australian Medicare works very differently from the US. It is a ...
an hour are now nudging three – sadly without the mini San Pellegrinos and the cut lunch. Beyond that it is very much a collaboration as our clients are all in the same situation so it has been about learning and adapting alongside them as we finesse these new ways of working together...