public pensionnational budgethousehold behaviorfinancial planningThis paper presents long term projections of the cost of public pensions in Australia, taking into account behavioural effects. I assume retirees make financialdoi:10.2139/ssrn.2251566Jie Ding...
this may increase your tax and can significantly reduce the net return you earn from the sale of your asset/s. As tax is not withheld for capital gains like it is for PAYG employee income, it is a good idea to work out how much you are likely to owe on an ongoing basis...
That said, small businesses have the advantage of being able to act much more quickly when they need to, compared to larger companies. "The smaller companies typically just don't have the resources, and so this is where you as their accountant, their trusted adviser, come i...
MichaelMICHAELBloombergMICHAELCarlMICHAELPopeMICHAELWileyJournal of Applied Corporate FinanceCheung, J. (2014), "How we invest", Guardians of the New Zealand Superannuation, White Paper, September 2014.
If you’re starting a small business and don’t need to raise much money, then being a sole trader could be your best option. This is because it’s relatively easy and cheap to set up as a sole trader, and you have complete control over your business. ...
commonly referred to as the Santiago Principles, as a means of increasing the transparency of sovereign wealth funds and ultimately legitimizing their presence in global capital markets. Since then, the transparency of sovereign wealth funds in aggregate has increased, and much of the fervent concerns...
I have so much work it's not funny. "Fruit & Vegetables as Medicine" is selling better now than when I first started selling it 2 ½ years ago - I can't believe it. And my new product "The Wealth Educator" is doing so well, I've made over $10,000 profit - that's profit,...
Some participant women named a comparatively better experience with one bank over another (usually much more negative) banking experience. However, of the eighteen who discussed banks as relevant to their experience of abuse, only one woman was emphatically positive when discuss- ing her bank. In...
an hour are now nudging three – sadly without the mini San Pellegrinos and the cut lunch. Beyond that it is very much a collaboration as our clients are all in the same situation so it has been about learning and adapting alongside them as we finesse these new ways of working together...
1) To start with I think the New Zealand output gap was more negative than Australia’s by 2007 – our unemployment rate was in the lower end of 3’s, and our natural rate probably isn’t much lower. As a result, I’m a little uncertain of the relative trend estimates for NGDP esp...