Employer-Sponsored Health Insurance:Many companies in the Philippines offer health insurance as part of their employee benefits package. These plans are typically group health insurance, negotiated by employers
Health insurance is most affordable during theOpen Enrollment Period(November–January), when you can apply for or switchACA plans. You can also qualify for aSpecial Enrollment Perioddue to major life changes, such as marriage or the birth of a child. Government Subsidies You may qualify for t...
In particular, whether or not employers offer health insurance to employees appears most important, much more important even than the insurance status of workers themselves. Indeed, even repeat injury-sufferers are more likely to file during episodes in which their employer offers health insurance, ...
"With the economy still uncertain and some employers struggling to provide benefits for employees and their dependants, access to affordable, quality health coverage is a critical concern for American families," said Gary Lauer, president and CEO of eHealth, Inc. "Our Cost & Benefits report provid...
2. Decide if you need full-time or part-time employees A full-time employee is someone who works between 30 and 40 hours per week. Part-time employees usually work less than 30 hours per week. It’s common for small business owners to question whether to hire full-time or part-time ...
If you're wondering: How much should I pay for healthcare? This post is for you. Healthcare costs have risen so much, one of my best recommendations is to invest in healthcare companies. If you can't beat them, you might as well joint hem. ...
Medical insurance is essentially the cornerstone of any health benefits package, usually covering important services like: Doctor visits Hospital stays Preventive care such as annual physicals and immunizations This is the “bare minimum” sort of coverage that makes sure employees can get the ...
Ongoing education is important as well, Gardner said, because health insurance benefits can be confusing. Education is also important when it comes to keeping employees healthy, which ultimately drives down costs. Providing employees with opportunities for fitness and nutrition education, as well as st...
Employers don’t have to offer coverage to part-time workers (although some may). However, some states, such as Hawaii, require coverage for part-time employees working more than 20 hours per week. Still, working enough hours to earn healthcare insurance benefits could eat into your available...
A little over half of the U.S. population hashealth insurance coverageas an employment benefit, with premiums partially covered by the employer.4The employer cost is tax-deductible to the payer, and the benefits to the employee are tax-free (with certain exceptions for S corporation employees)...