Plum is a money app founded in 2016 which has since amassed more than 1.9 million customers across Europe. It uses automation to help you save - your bank accounts are connected to the app and your bills and income are analysed by AI. Money is then set aside daily based on how m...
What is a credit card balance? Your balance is how much you have spent, plus any interest, fees or charges. So, if you spend £1,000 using a credit card, without any extra fees, your 'balance' will be £1,000. What does APR mean?
Another good reason to pick an index fund is that such funds are eligible for the £85,000FSCS investment protectionscheme. ETFs do not qualify for compensation under this scheme. The only vehicle that is covered by the FSCS is aUK domiciled Unit Trust or OEIC(Open-Ended Investment Company)...
e). Obviously, there is some effort in doing this rebalancing. It’s not much of a stimulating activity in itself, just a chore really after the novelty of going through the process for the first time. So, you may want to give a notional monetary value to the time each year that you...
You need to understand what your credit limits andAPRmean before accepting an offer. Credit limits and APR are based on your personal circumstances and your credit score, and if you don’t know how much you can spend and the rate you have to pay it back, you risk going over your credit...
Fortunately, depending on your needs, the process should be doable, and you'll likely be able to open a bank account online in Britain. without much hassle. (And, if you've heard the horror stories about opening a bank account in the U.K., don't worry too much!) ...
but some disputes can be a bit more complicated than others and can take more time to resolve, both for the merchant and for Starling. That’s why it’s important that you provide us with as much information as possible when you start the chargeback process. If a chargeback is raised, ...
Everyone’s tax situation is different. The rate of tax on dividend income and capital gains depends on how much you have and what you earn. There’s no point me doing specific calculations. Tax rates change all the time, too. So let’s simply and arbitrarily assume: ...
Having this amount on hand is a good starting point. It’s not a magic number but a balance of considerations. Obviously, there’s no limit on how much you could save for a rainy day. You could argue that a plumper cash cushion is best. Indeed, why not save to cover one year or ...
–There is bid/offer spread on my fund (a cost to me to transfer). –The SIPP would also have annual charges, transaction charges and the Vanguard fund has a purchase fee and a (much lower) TER. I assume that… –both funds performed exactly the same before fees ...