I don’t know much about solo 401ks and I’m anxious about opening one. Do you see any problems that I’m not thinking of, or do you have any better ideas for retirement savings options while I’m in this situation? Here’s some background: I own a house and my mortgage is my ...
If you're wondering: How much should I pay for healthcare? This post is for you. Healthcare costs have risen so much, one of my best recommendations is to invest in healthcare companies. If you can't beat them, you might as well joint hem. Millions Still Can't Afford Healthcare Fas...
While graduate students have a much higher income potential than their undergraduate brethren, they also leave college with a much higher amount of debt. We all know life has a funny way of throwing you curveballs…one day you can be paying off your student loans, the next day you can ...
where I’m bullish, but in the heartland, those high income jobs are harder to come by. If one shouldn't spend any more than 3X – 5X their gross income on a home, how much does one have to make in order to afford the $1.2M median home price in SF or NYC?
At the last school I worked for, I had to walk the five minutes from my house to the main road in order to catch a taxi (taking the bus was far too much hassle) The taxi to the sky-train station would cost me 60-80 baht depending on traffic. Then my sky-train ticket would work...
I do wish that everyone was paid their fair rate and we didn’t have to worry about tipping, but I don’t see that changing anytime soon. So, while you may think tipping in America is ridiculous, don’t stiff your server. If you can’t afford to tip or don’t agree with tipping...
Ultimately, they can range from as little as zero months to as much as 12 months, depending on the scenario. As a rule of thumb, more risk requires more reserves. Additionally, reserves may be used as a compensating factor, and can boost your chances of getting your loan approved. ...
I usually try to quell this by pointing out that in the suburbs you can't walk to the ice cream shop. It does at least give him pause. * We live in a single-family house, with a yard, which to me is already pretty suburban, since it's not solid townhouses or 5-story Paris-es...
am so unsure of who is honest and how to move forward. I don’t have cash available, and now my monthly mortgage went up from 1,300. to 1,500 and I can’t afford it. But I don’t want to add years to my loan since I am half way done and only have 15 years left. HELP?
McCarthy Law will negotiate with your lender to settle your private loans for much less than you currently owe (typically 40%), then get you a new loan for the lower, settled amount so you can pay off the old loan, repair your credit and reduce your monthly payments. I've spent 10...