How was the company able to rack up so many patents on a single product? Much of it has to do with the type of drug that Humira is—a “biologic.” Unlike chemically synthesized drugs, biologics derive from actual biological material, making them significantly more complex than standard chemi...
In this case, direct cash transfers would be an expensive way to correct the friction, because consumers would still underestimate health benefits and would still spend ”too much” of the benefit on other consumption. Another possibility is that consumers are individually ...
No matter how much we loved the scrumptious meal we devoured at a restaurant, waiting too long to settle our bill ruins our experience. Studies have even found that customers who had to wait longer than expected are18% less satisfiedwith their overall experience. This makes the pay-at-the-t...
"They often have short-term bonuses or restricted access, which may mean that you don't earn as much interest as you were expecting, or you cannot access the money when you need it." Fixed-rate bonds While we saw some stability across easy access accounts, it was a different pictu...
Indirect costs (ie, education, workplace achievement, taxes paid, and sick days taken) were high but not higher than the general population, possibly related to the social support from welfare provisions in Denmark.61 Such clear data are difficult to obtain in the U.S. due to multi-payer ...
This means you'll pay 15.3% in self-employment taxes—12.4% for Social Security on income up to the taxable earnings limit and 2.9% for Medicare with no income limit. Do I Have to Pay Social Security Tax on My Side Gig? If you earn $400 or more annually from self-employment, ...
Deloitte University Press | dupress.deloitte.com 5 How much time and money can AI save government? What do government workers do all day? SO how do government workers spend their time? We estimate that the two workforces collectively work 4.3 billion (federa...
Animal welfare control The control of compliance with animal welfare legislation in Finland is based on EU regulations (European Commission regulation 882/2004)). A sample of farms are inspected and the results are reported annually to the EU commission (Väärikkälä et al., 2019). One ...
relies on their ability to source much of the supplies. This partnership is different from adding a regular business-to-business relationship to increase sales. FF’s partnership with CAD has had monumental effects on SB growers. As one grower said, “We really appreciate the additional income ...
The evolution of national and international legislation and codes of practice on animal welfare in the previous century reflects this changing sensitivity [4,5,6,7]. Social movements advocating for these issues have spread, and the number of organizations promoting the animal cause has grown ...