state disability taxes (if applicable) In addition to taxes, you may also have deductions taken out of your paycheck, such as: retirement contributions insurance premiums union dues charitable contributions 401k loan payments How much is taken from your paycheck may depend on factors like: your...
How Much can I Contribute to an HSA if I Didn’t have an HDHP Until Later in the Year? Here’s a little-known HSA fact: under the “last-month rule”, if you are an eligible individual on the first day of the last month of your tax year (December 1 for most taxpayers), you ...
Lord, I pray that we will be more considerate and not hesitate so much about helping others but will love and reach out to each other more freely. Help us consider it an honor and privilege to be able to help someone, no matter what their circumstances may be. Teach us to love more ...
There are different types of disability insurance, different cost influencers, and even employer benefits to consider. We’re here to demystify how much disability insurance can actually cost, looking at what the insurance covers, how much you can expect to pay in premiums, ...
While language matters, it may not matter as much as we think. The North American commitment to person-first language may be partly a result of our cultural focus on individualism. People from collectivistic cultures and some disability groups, such as the Deaf community, often prefer...
Don’t give up even when everything seems too much. Keep going with small steps forward. When you’re studying with a disability, the last thing you want to do is give up. But sometimes, it’s easy to feel like there’s no hope of success. So many things can go wrong in college...
A looming government shutdown may be scary, but as a retiree you can control your own finances to stay afloat. Erica SandbergDec. 16, 2024 Can Social Security Be Garnished? If that question has been on your mind, we've got good and bad news. ...
A lender may say that you can afford a considerable estate, but can you? Remember, the lender looks primarily at your gross pay and other debts. The problem with using gross income is simple: You factor in as much as 30% of your paycheck—but what about taxes, FICA deductions, and hea...
Social Security calculates your benefit amount based on your earnings over the years, whether you wereself-employedor worked for an employer. The more money you earned, the more you paid into Social Security—and the higher your future benefits—up to certain limits. The math is much more com...
Consider contributing as much as you can to a 401(k) plan, at least up to the employer match. Life insurance from an employer can help you provide some financial support for your beneficiaries if you die. Disability insurance can help ensure you remain in good financial health if an acciden...