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But there are limits: FHA-financed homes must serve as the buyer’s primary residence — and new homes must meet the FHA’s requirements for safety and functionality. Sometimes, this is difficult, especially when a home is older or has not been maintained properly. 203k loans were originally...
You may no longer have to make a big down payment to buy a home – but the traditional 20% down payment still has some advantages.
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How much you pay in taxes depends on: Your taxable income: Earning a higher income puts you in a higher tax bracket, and the result is you pay a larger overall tax percentage on your earnings. With tax brackets, higher chunks of taxable income are taxed at higher rates as your earnings...
Take a look at how much you owe and the corresponding interest rates. Determine how much you can comfortably afford to invest, while still making at least the minimum payments on your debts. As you pay down your debt, you can revisit how much you’re investing each month and increase it...
Mortgage rates are much higher than homebuyers would like. Fortunately for borrowers, there are ways to set yourself up to get the best possible mortgage rate, even in this high-rate environment. Here’s how to shop for the best mortgage rate for your home purchase. ...
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