Launched in 1965, the Canada Pension Plan (CPP) is a government-led retirement program that can help add a little more gold to your golden years. It was originally meant to provide you with 25% of your average
How the New Federal Pension Benefits Standards Regulations Affect Plan AdministratorsMatos, Mariette
Housing – Diesel to prepare the lot where the house is built; energy of many kinds to create and transport materials such as lumber and wiring; human energy to put the pieces together; electricity for lights after it is built; natural gas or electricity to heat the home after it is built...
Many programs use the federal poverty line to determine who qualifies. This calculation, which is adjusted every year for inflation, is the government’s way of determining which individuals and households are “low income” and, as a result, are eligible for various assistance programs. For a...
In recent years, many researchers from both academia and the asset management industry have analyzed the relationship between the ESG profile of companies and their financial risk and performance charac- teristics. In fact, research has been so plentiful that several meta studies1 have summarized 1...
In many cases, you’ll receive an information return showing income you received during the year. The most common example of this is theW-2 formthat employers send to their employees. You might also receive a1099 formreporting other income you received, such as: ...
Hedge funds employ many strategies. Here are a few common ones: Equity. Equity strategies are the most common; often managers will buy stocks and simultaneously borrow stocks to sell (i.e., go short) as they try to increase returns or reduce risk. These equity strategies might be market ne...
Why should you plan for retirement? Good news! People on average are living longer and are able to remain healthy and active well into their sunset years. But many Americans haven’t saved or invested enough money to retire in their 60s with the confidence that their funds will last. Both...
There’s one notable exception to the penalty rules for seniors with an HSA. If you’re at least 65 years old, you can withdraw money from an HSA and use it for any purpose without having to pay a penalty - although you’ll still have to pay tax on the withdrawal. ...
Only those with income below the federal government guidelines are considered eligible households and receive benefits from the government. I come from a household with many financial needs and can’t afford a new iPad. Luckily, I heard about the ACP program, which provides eligible candidates free...