Many employees rely on the retirement savings accumulated through payroll deferrals made to an employer-sponsored savings plan such as a401(k). However, IRAs allow anyone—even theself-employed—to contribute during their working years to ensure financial stability later in life. How a Roth IRA Wo...
Reply to Sarah 2 years ago No the banks do not include the employer 17% CPF in any card/loan application. However, the 20% portion will be included as part of their consideration for your salary/stipend. E.g $6000 salary with additional $1020 17% employer contribution is still counted ...