The repercussions of fatalities from vehicle accidents extend significantly, both economically and emotionally. In 2022, the financial impact of traffic collisions was estimated at approximately $340 billion, which equates to nearly 3% of the nation’s gross domestic product (GDP). This substantial co...
Many cities also dictate that some aspects of food preparation must be done in an off-site commissary kitchen outside of sales hours, rather than in the food truck or in your home. This is to ensure food safety, and you’ll need to factor the cost and logistics of that into your plan...
Auto insurance is essential because it provides financial protection in case of accidents, theft, or damage to your vehicle. It helps cover the costs of repairs, medical expenses, and liability claims resulting from an accident. How do I determine the amount of auto insurance coverage I need?
Sometimes, your state or lender may require you to carry insurance. Although there are many insurance policy types, some of the most common are life, health, homeowners, and auto. The right type of insurance for you will depend on your goals and financial situation....
Distracted driving continues to be a significant road issue, contributing to many accidents, injuries and fatalities each year. Distracted driving killed 3,522 people in 2021. Vehicle traffic crashes involving distracted drivers injured an estimated 362,415 people in 2021. Twenty-two percent of fatal...
Location: Drivers in places with higher populations and higher rates of accidents or car thefts are more risky to insure, so they’ll often pay more for auto coverage. Driving history: Drivers withspeeding tickets,accidentsorDUIsfrom the past few years will pay significantly higher rates compared...
In New York, for example, most accidents stay on your driving record for about four years — until the end of the year in which the accident occurred, plus three more years. After that, the accident will be removed from your standard driving record. Some states also maintain lifetime drivi...
Avoid future tickets and accidents Maintaining a clean driving record by steering clear of traffic violations and accidents may be one of the best things you can do to maintain a low auto insurance rate. Insurance providers typically view drivers with blemish-free records as low-risk, translating...
“Over 90% of accidents today are caused by driver error,” saysRobert W. Peterson, professor emeritus at the Santa Clara University School of Law. “There is every reason to believe that self-driving cars will reduce the frequency and severity of accidents, so insurance costs should fall, ...
Pet owners may also consider accident-only policies. Jones-Cooper says that most people struggle with paying for unexpected accidents that harm their pets, so an accident-only policy can give you the coverage you need without breaking the bank. ...