3. How important are credit cards nowadays?Well, in China, credit cards are not that important when you go grocery shopping because many small shops don't accept them, but they are definitely very useful when you purchase something expensive. For example, if you buy a computer, or a pricey...
credit cards. Sometimes a purchase might not be categorized as you think it should be, and for now, there’s not much you can do about this. Your card issuer — the bank that holds your account, as opposed to the payment network like Visa — has no control over how merchants are ...
5. Avoid applying for multiple cards at once It’s also important to avoid applying for multiple credit cards at once, as each application can cause your credit score to drop. Instead, take your time to find the right card for you and apply with a gap of at least six months i...
this could mean either increasing your credit limit or upgrading your current card when your issuer launches a newer version. There are both pros and cons if you decide to upgrade your credit card, so it's important to factor in all the information when deciding whether it's the right next...
Travel Credit Card – Finding the time and extra money to travel when you want can be a real challenge nowadays, especially for busy mothers. However, it’s important for your mental health and well-being to get away every once in a while. Calculating your miles using online tools can hel...
4. Take Advantage of Credit Card Offers for New Immigrants Nowadays, there are several financial institutions that pride themselves in giving out credit cards to new immigrants. One of these companies is called Deserve (formerly known as “Self Serve”). The company offers a special credit card...
Hotel credit cards are tied to a specific hotel chain, such as Marriott, Hilton, Hyatt, etc. When you spend with these cards, they earn points that deposit into their respective loyalty program. Often, when picking a hotel card, the perks matter just as much or even more than the rewards...
WITH Christmas looming this is now the time most people get into the biggest debt of the year.Loan companies are blitzing letterboxes with offers of 'easy cash' to help with the cost and the credit cards are preparing to take the strain.Easy money it seems. But is it?What happens ...
But really this is a super important topic to think about and apply to your own finances and your life in general. The way I think about it, money is just a tool that we're all using to get what we want out of life. And the more clearly we can ...
6. No foreign transaction fees– Credit cards are great to use when you are overseas because you get the best possible exchange rate from them but if you are paying a fee every time you use the card, then it doesn’t become as good. Nowadays there are so many cards offering no foreign...