Property insurance is a type of insurance coverage that protects your tangible assets from various perils such as fire, theft, vandalism, or natural disasters. It offers financial compensation in the event of d
Property damage liability insurance pays to repair or replace property you damage if you cause a car accident.Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on ...
such as damage caused by fire, smoke, wind, hail, the impact of snow and ice, and lightning. Property insurance alsoprotects against vandalismand theft, covering the structure and its contents. This insurance also provides liability coverage in case someone other than the property owner or renter...
1. Car insurance claims Car insurance claims may include: A collision with another vehicle, person, or property, and property damage and/or bodily harm Damage caused by an outside force (like a natural disaster, collision with an animal, and other no-fault instances) Damage caused by unin...
Liability protection:A standard homeowners insurance policy comes with liability protection, as well. If someone gets hurt while on your property or your negligence causes bodily harm or damage to someone else’s property, your liability coverage could help pay for their expenses. ...
Renters insurance typically includes the following coverage types: Personal property insurance: This coverage will help pay for damage to your personal belongings after an approved claim. This may include furniture, clothing, jewelry and electronics. High-value items, such as artwork and jewelry, may...
Financially, your mortgage lender might also be indirectly impacted by home insurance perils. Unrepaired damage to the structure may impact the property’s market value. For instance, if a windstorm blows through town and rips off a significant amount of roof shingles, a home’s curb appeal and...
Replacement cost insurance pays for you to replace a damaged or stolen piece of property with a new one. Learn how it could keep you from being underinsured.
What does professional liability insurance exclude? Professional liability policies do not cover: Legal or medical expenses resulting from bodily injury. Property damage that customers suffer while a service is being provided. Lawsuits filed by employees due to accusations of wrongful ...
Bodily injury or property damage, as these claims are covered undergeneral liability insurance. Claims or lawsuits between lawyers who are both part of the insured law firm. Any claims where an attorney or firm was aware of the possibility of a claim but did not disclose it before the policy...