How does car insurance work? Now that you know what auto insurance is, you might be wondering how it works in real life. Car insurance spreads the financial risk of owning and driving a car between you and an insurer, which the insurer agrees to do in exchange for a premium. Paying you...
FYI: Any damage or theft to items inside your cararen’tcovered by car insurance. That includes if someone smashes your window and grabs the MacBook in your back seat. You also wouldn’t be covered forstuff that gets hit by a car–like if someone runs over your parked bike and then d...
Does being self-employed make car insurance cheaper? It depends on the type of work you do but usually self-employed drivers pay more for car insurance. That's because they're seen as a higher risk, especially if they use their car for work purposes. What happens if I change my occupati...
How does the process work? Where do you start with your search? Who are the best providers out there? How do you know what coverage you need? These are just a few of the questions that might come to mind as you prepare to buy car insurance. The upside is doing so doesn’t have ...
Whether you’re travelling with expensive camera gear, have a pre-existing condition or have little ones in tow,using a credit card overseasthat comes with travel insurance can offer the peace of mind that you’re covered if anything goes wrong. Although Australia has a strong public health sy...
What if I don’t have personal auto insurance? Generally, you get an even greater benefit from your card: Secondary coverage becomes primary for collision. However, if you rent cars often, the Insurance Information Institute recommends you consider a non-owner liability policy. How does coverage...
Does my car need insurance if I don’t use it? If you’re not using your car and it's parked on a public road, you’ll still need to have at least third party insurance in place. You can avoid paying insurance while not using your car by declaring it as off-road with a Statutor...
That said, to use your credit card's car rental insurance benefits, you must charge the full rental cost to it. Read more How does credit card travel insurance work? 3 credit card perks to make your next hotel stay even better Dreaming about your next vacation? Consider using a travel ...
How can you make sure you get the best car insurance for your needs without breaking the bank? Here’s what you should know to save money while staying safe on the road. What To Look for When Shopping for Car Insurance How Does Being a High-Mileage Driver Impact Rates? Are There Insu...
When, where, how, and how much you’re on the road play a major role in navigating toward a lower car premium. We combine your total mileage and driving behavior to calculate yourLemonade Safety Score, which is one of the main factors that determines how much you pay for car insurance....