While there are many annuities available to individuals, for a variety of reasons, a structured settlement annuity is something different. It is usually provided as a payment for a settled court case, where the defendant is ordered by the court […]
When a plaintiff wins or settles a lawsuit against a defendant, a licensed structured settlement consultant will work with the plaintiff to purchase an annuity from a life insurance company. The consultant and plaintiff need to choose a highly-rated life insurance company because that company will ...
Yes. Structured Settlement transfers have been legal for years. It is legal to sell either all or part of your structurd settlement annuity payments and there are laws to protect your rights. Why Would I Sell My Structured Settlement?
With a GRAT, the grantor is essentially transferring assets into a trust and gradually taking back an annuity (akin to principal plus an assumed amount of interest at a rate specified by the government1) over the life of the GRAT. If the investments in the GRAT outperform the annuity paid ...
But one thing that all of these strategies have in common is that they work better the earlier they’re established. So often, owners wait to plan until there’s a deal pending, or they’ve had a health scare, or some other event occurs that forces them to want to plan. But entrepren...
The main problem with a structured settlement is that it’s your money, but you might not be able to access all of it when you need it. Some states and attorneys will permit cash advances, but this isn’t a guaranteed. Even if you’re able to get a cash advance, there are usually...
Dear IBM Investor: I am very pleased to report to you on a superb year for your company— a year of record revenue, profit, cash flow and earnings per share. It reflects the hard work of some of the world's brightest and most innovative women and men— the IBMers I'm proud to ...
Also, it can be a way to provide a measure of financial security for a spouse who does a great deal of work—but who may not be financially compensated for it. Remember: A spousal IRA can be structured as either a traditional or a Roth IRA. If you’re not sure which type of IRA ...
Annuity Payments Interest Payments With ACH direct deposits, you receive money. When you send one, you make an ACH direct payment. ACH Direct Payments Direct payments can be used by individuals, businesses, and other organizations to send money. For example, if you’re paying a bill online wi...
Commutation allows the recipient of an obligation, such as an annuity or insurance policy, to change how they would prefer to receive their payment. Beneficiaries may choose to swap a lump-sum payment for a series of ongoing cash flows, or vice-versa. A commutation arrangement can actually hel...