their paycheck is in danger of being garnished; however, this is not always true. States are not required to allow private creditors to garnish wages, and in fact, some have stringent laws that protect your paycheck, such as Texas, South Carolina and Pennsylvania. Others permit you to claim...
It could be that you failed to make a loan, medical bill, or credit card payment. Creditors cannot simply begin to garnish your salary. They would have to sue you initially. If you don’t win, the person or organization that won the lawsuit could garnish your wages. They would need to...
If a parent neglects this duty, the system can garnish wages for child support without the extended process of a traditional lawsuit and judgment. This quick remedy ensures that children don’t suffer undue hardships due to the financial irresponsibility or challenges of one parent. Similarly, ...
Expect to receive a check directly from the debtor's employer shortly after the end of each standard pay period. The employer must deduct the garnished amount from the employee's paycheck before he is paid, so the employee cannot prevent the money from being sent to you. As long as the ...
If your wages are being garnished because of your student loan debt, there are some things that you can do in order to help in alleviating the situation. Connect With Your Loan Servicer The first step in this situation should be to immediately discuss any possible options with your student ...
When a court issues awrit of garnishment, or a child support agency anincome withholding order, a third party is given the authority to have money seized from your wages. State law governs the process, and will require you to furnish the name, address and phone of your employer to the co...
No, federal law prohibits an employer from firing you solely because your wages are being garnished for a single debt, including student loans. However, if you have multiple garnishments for different debts, you are not protected under the same law, and your employer could choose to terminate...
Falling behind on your loan or credit card payments is never a pleasant situation to be in. You're probably wondering how this may affect your tax refund. Watch this video to find out more about how judgments can affect your tax refund.
If My Lender Gets a Deficiency Judgment Against Me, What Can They Do to Collect It? The lender may be able to garnish your wages, put a lien on other property that you own, or take money out of your bank account. In a collection action of this sort, the lender’s rights and your...
wages are subject to garnishment, but there are exceptions. For example, if an Internal Revenue Service levy notice was sent to your old address, you probably wouldn’t know that your salary is in danger of being garnished. Some employers choose to notify employees as a courtesy – even if...