The VA does not set a dollar limit on the amount you can borrow to purchase a home, but they do review your financial situation to determine what monthly payment you can comfortably afford to help you avoid defaulting on your loan. This is done by calculating the amount of income left aft...
Many people choose not to return to work after a short-term disability. For instance, many new mothers want to spend time bonding with their newborns, so they resign. Others cannot return to work after their temporary disability because their employer … Short-Term Disability Insurance Premium Co...
How do you retain diverse talent? Diverse hiring is the first step of a wider DEI journey. You also need to build an environment of inclusion and diversity to retain the new hires. People who witness or experience discrimination, bias, or disrespect are nearly 1.4 times more likely to resign...
Choosing Senior Living If you're considering moving into an assisted living community, it's important to do your research and understand what your options are. Read our checklist for advice on how to select the right facility for you.
Among the decisions you'll have to make are between a fixed vs. adjustable interest rate, the length of the loan term, and how large a down payment you can afford. Depending on your circumstances, you may be eligible for a Federal Housing Administration (FHA) loan, a U.S. Department of...
Why Do People Need Mortgages? The price of a home is often far greater than the amount of money that most households save. As a result, mortgages allow individuals and families to purchase a home by putting down only a relatively small down payment, such as 20% of the purchase price, an...
How often do students usually meet with a disability services professional? “We encourage families to call and interview the disabilities office,” Wolf says. Understand Associated Costs Many specialized services cost extra, sometimes thousands of dollars per semester. Some offer han...
When you’re on Social Security Disability, it can seem difficult to do normal, every day tasks. Taking on a large, stressful task like selling your home can be physically difficult and may require additional help.
Creating a budget based on the 50/30/20 rule isn’t a one-and-done process. You’ll look at your income, assess your current spending habits, set goals, and then readjust your budget regularly. Here’s how to get started. 1. Calculate your after-tax income The first step to creating...
I’m Wait-listed – What To Do? Because the waitlist tends to be so long, you can expect a little waiting time. In fact, some areas have 20,000 people or more who are waiting to get into this type of housing unit. In general, the large metropolitan areas especially have long wait...