NHS Pensions 1 of 5 How they Affect Youmoneydentists
Contractors' Questions: Agency ripped me off, where do I stand? Legal expert, John Antell, replies to a contractor 'ripped off' by an agent, who convinced him to accept a lower rate, and then took over 50%. Sign up to ourWeekly Newsletter ...
FT Money reader Rosie asked the panel why they thought so many entrepreneurs featured in ourMy First Millioninterview feature confess they do not pay into a pension. Nimesh Shah: ‘To my wife’s disbelief, I started a stakeholder pension for my daughter the day after she was born© Em Fi...
My favourite part of the job is...actually getting to meet new people from different types of backgrounds. So not only do I teach people to drive, I also get to learn about individuals and I absolutely love this. I also find that taking the time to get to know the student can reduce...
If I had to make one suggestion to someone working on a financial independence spreadsheet, it would be do numbers in today’s terms. If you crunch the numbers in absolute terms then it becomes ridiculously messy and prone to error. For example you can guess what state pension you will ...
Aim to save too much, and spare cash won’t be going where it might do you more good long-term. (Think paying off a mortgage, or investing in higher growth assets.) Cut your cloth It’s better to think about your emergency fund in terms of your monthly after-tax income rather than...
11. Do the payday maths "Pay yourself first – if you do this, it’s a sure way towards financial freedom," says Emma Stevens from Corinthian Wealth Management. "I’m a fan of the 50/30/20 flexible approach: 50% of your take-home pay goes to your needs (bills, groceries, minimum...
Do you think Elon Musk should be paid $47 billion to keep his attention focused on Tesla? Or that Disney has gone “woke?” Or that Shell isn’t moving away from oil fast enough? If, like many people, you own these companies through ...
“In training recently with a group of national financial advisory firms, I’ve had to say, ‘Guess what, if you do that I am going to sue you for professional negligence. You are in breach of your duties.’ Suddenly they realise that they do need some education on this.” Print...
so I didn't have anything to stick to, and after a while I simply gave up. Stopping other kinds of exertion was much harder. Perhaps if my problems had been physical, I might have found it easier to hold back, but I needed to stop myself thinking too hard. How do you go abo...