What specific services do I need? Does a fiduciary advisor provide better advice? How can I find an advisor that fits my needs? What else should I consider when choosing a financial advisor? What key questions should I ask a prospective advisor? How Much Will a Financial Advisor Cost? A ...
You should do your due diligence before committing to a crypto brokerage, and even then, a crypto wallet may be the better choice. Investors who put their crypto into FTX saw their assets evaporate and become inaccessible after founder Sam Bankman-Fried was arrested on charges that he mismanag...
The all-time average CFA Level I pass rate is only 42%, and some pass rates have been even lower. People who are studying for the CFA exam are smart, driven, and want to pass just as much as you do. That means it is crucial that you have a study plan and adhere to it. TABLE...
"You don't have to invest in an IRA or retirement account," noted Scott Stratton, a CFP and president of Good Life Wealth Management, a registered investment advisor in Dallas. "In fact, if you're not working, you probably don't need a tax deduction, so funding a traditional IRA isn'...
I can’t imagine how any company could provide your credit score without either a credit card number or your Social Security number.Since I do all my banking online anyway and I’ve never had a problem, I wasn’t too concerned about it. Encryption technology is pretty amazing. If you ...
While some banks do still charge a fee if you use overdraft protection, Hanks says it does come with benefits, like helping you avoid an uncomfortable moment if a check bounces or a transaction is declined. You may want to shop around to find a bank with low overdraft fees or a low cap...
“The questions are the same: What is my asset allocation? How do I create a portfolio? Do I need to be mindful of taxes?” said Petrucci, who is head of advice, planning and fiduciary services for Neuberger Berman Private Wealth in New...
I personally use Marcus for my high yield savings account and have nothing but great things to say ... (Continue reading) Do you recommend opening a checking account at a physical bank, online bank or credit union? Lora J Reinholz, MBA, CLU, CFP ®, ChFC, CASLInstructor of Practice,...
What should I do if I fall behind on my savings goal? Think of saving for a goal like a marathon, not a sprint. At times, you may need your money for other things, especially for an unexpected expense. That can put your savings goals on the backburner. ...
There are a number of good places to look for advisers. Here are several that I’ve found handy over the years: CFP Board.The CFP Boardalso lists vetted advisers — you can sort by criteria such as location, gender, etc. Everyone on this list will have that CFP designation I mentioned...