How Do You Get Health Insurance? If youneed health insurance, there are several options available. If your employer offers health insurance as part of an employee benefits package, you can be covered, although you will probably have to pay a portion of the costs. If you are self-employed,...
The Children’s Health Insurance Program, or CHIP, is another option for health insurance for single moms and dads. Through CHIP you can expect to find free or low-cost health insurance for single parents, if you qualify. You can also expect that well-child doctor’s visits will be...
Even if this is your first time choosing health insurance, ask yourself: Does your employer contribute to an HSA if you pick a plan that offers one? That could lead to what’s essentially free money. Or do you want an HSA for its tax advantages? If so, you might want to pick an HD...
DYK: How to claim health insurance benefit from two policiesDeepti Bhaskaran
Health insurance is a contract between you and a health insurer that requires your insurer to help pay your health care costs in exchange for a monthly premium. To navigate the world of health insurance, it’ll be helpful need to understand some of its complexities, such as the coverage ...
How can I find affordable health insurance? Use the Healthcare.gov searchable database to find a health insurance agent, broker or insurance assister who can help you identify your needs and evaluate your options. When are you eligible for Medicare? You are eligible for Medicare coverage at...
Why do insurance companies charge deductibles, copays, and coinsurance? They want to keep you from running to the doctor for every sniffle. If healthcare were 100% free, their costs would skyrocket. The Affordable Care Act provided that these out-of-pocket costs for Marketplace plans can't...
Here’s a start-to-finish guide to help you find affordable health insurance, whether it’s through a state or federal marketplace or through an employer. Step 1: Choose your health insurance marketplace How you shop for health insurance will depend on what’s available to you. If your em...
How to find an easy pricing plan Credit: Healthcare.gov Every insurer that has a plan on the healthcare exchange must offer an easy pricing plan, and they must also do so at the bronze, silver, and gold levels (on the exchange, these classifications refer to general pricing tiers), and...
Whether Medicare or otherwise, here are 5 things you need to consider when trying to help your senior parents find health insurance. When a parent turns 65, they’ll face numerous decisions that’ll have a significant impact on their healthcare coverage throughout their golden years. Whether yo...