Do I Have to Sign up for Medicare Part D? No. Medicare Part D is an optional form of coverage for prescription drugs. However, you must sign up during the initial enrollment period if you don’t have another equal form of drug coverage. Otherwise, you may face permanent late penalties ...
If you and your family get health insurance through a job, you should have MEC (Minimum Essential Coverage). Government health insurance programs such as Medicare, Medicaid, Tricare, CHIP, and Veterans' health care benefits provide MEC. Individual health insurance plans bought before ...
I had been asking myself that for years, but now I felt like I needed to make a choice: either retire early or find something else to do. I just couldn’t face many more years in full-time clinical practice. But I also didn’t feel like I was mentally ready to hang it all up ...
However, there are some downsides. There is only a small window in which you can apply for VGLI without having to go through the medical underwriting process – you must do so within a few months of separating from the military and losing access to SGLI. On rare occasions, the VA may h...
I suspect that many of you are struggling to get on insurance panels as a preferred provider. Although I no longer choose to work directly with insurance companies [You can see why here], I know that many of you still choose to do so. In this post, I’m providing the steps you ...
You’re allowed to pay for the expense or reimburse yourself right away, which is what most people probably do. But here’s the secret. You can wait to reimburse yourself later. Like, way later. Like, decades later. Like, in retirement. See where we’re going with this?
How do I enroll in VSP benefits when my employer offers me coverage? Many people receive their coverage through their employer or health plan. Open enrollment is a window of time when employees can select heath care, vision, dental, and other benefits through their employer. To make an info...
re not going to have the patience to answer my questions. Plus, I’m going to be led through a series of repetitive personal questions before they can provide any information (it’s arequirement of HIPAA). I do not envy anyone sitting in their position, but I also don’t recommend ...
I would have to dig deeper as well. My resources are at the point where I believe I am self-insured, but I need to do some math to be sure. Reply Arrgo says May 9, 2017 at 3:00 pm From some things I have read, I dont believe LTC Insurance offers the same value that you ...