This type of agent offers products from numerous insurance companies. They do not have an allegiance to any one insurance company and usually work in their own office or as part of an independent agency. But they do enter into a contract that gives them binding authority to sell insurance pol...
What you really need to do at this point is get used to the writing and publishing process. Get in the habit of writing passionately about your niche, then hitting the publish button even if you’re worried it’s not that great. You will get better over time, but you have to get sta...
Do your due diligence. Be Aware of Currency Risk One key issue to consider when retiring abroad is currency risk. “If you’re on a fixed income, a change in the dollar's value could create budget problems,” said Kathleen Peddicord, founder of Live and Invest Overseas, an online platfor...
“They test each code to your online cart to get you the biggest discount,” says Andrea Woroch, a Bakersfield, California-based consumer and money saving expert. “They do the work of searching for those deals for you.” Another tool is Amazon Assistant, which lets...
Who can do a financial review? If you want professional help with your financial checkup, you have a few options. You can hire a Certified Financial Planner (CFP) or a Chartered Financial Analyst (CFA) to help you with tax planning, estate planning, wealth management and other financial nee...
Covering all that without running out of money can be hard to do and overwhelming to think about, particularly as costs rise. But budgeting may help. A budget is a plan for every dollar you have. Whether your income is steady or varies from month to month, a budget helps you organize ...
"Many people are eligible to deduct their traditional IRA contributions, which can help reduce their tax liability," saidCorbin Blackwell, a certified financial planner (CFP) atBetterment. "Not all IRA contributions are tax-deductible, however. So be sure to work with your tax preparer to unders...
Roger Ma, CFP at lifelaidout Roger Ma, a certified financial planner atlifelaidout®and author of"Work Your Money, Not Your Life," manages money jointly with hisspouse. They share the same checking, savings and credit card accounts. ...
Many, but not all, financial advisors are licensed or certified, and you can verify their credentials through a number of organizations, such as the Certified Financial Planner (CFP) Board of Standards. Questions to Ask a Financial Advisor So, how to find a financial advisor you can trust? O...
Do I need a college degree? Can I learn on my own? How much do advisors make? Browse Investopedia’s expert-written library to learn more.