How Americans get their health insuranceJeff Desjardins
(aca)—established the federal marketplace to make health insurance accessible to all americans. some states and washington, d.c., run their own marketplaces. health insurance marketplaces are services where people can shop and enroll in health insurance plans. marketplaces are also sometimes ...
So although the vast majority of Americans get their health insurance either from an employer or from a government-run program (Medicare, Medicaid, CHIP, the VA, etc.), the headlines that you'll typically see don't tend to have anything to do with those plans. Instead, the headlines tend...
Health insurance premiums vary widely across the U.S. according to where you live and work, how old you are, your income, and more.
Before World War II, most Americans had no health insurance. The policies that existed only covered the cost of the hospital room and board. After the war, the federal government instituted a wage freeze to curb inflation, but that meant companies couldn’t give raises to get the best employ...
What is life insurance? Life insurance is a type of insurance plan that financially safeguards and supports designated beneficiaries in the event of the policyholder’s passing. Life insurance beneficiaries are typically members of the policyholder’s immediate family. Health care, funeral, housing, an...
And affordability of care is a health issue, too: When you don’t have the money to spend on a doctor’s visit or a medical procedure—as is the case for many underinsured and uninsured Americans—you risk suffering greater harm. “What insurers are trying to do is keep health care ...
Health insurance premiums have risen dramatically over the past decade in response to the rising cost of health care services. The Affordable Care Act (aka Obamacare) helped to make health insurance accessible and affordable to more Americans by creating health insurance marketplaces or “exchanges...
Do I need a medical exam to get life insurance? Many applications require a life insurance medical exam. The insurer will check your weight, blood pressure, cholesterol and other factors to try to determine your overall health. Some providers will issue life insurance without a medical exam, bu...
Employer-offered health insurance is the most common source of affordable coverage for most Americans. You might assume that you can’t afford your employer’s coverage, or that they don’t have insurance for you, but it never hurts to ask. ...