them provide healthcare benefits to their employees. capital one business january 27, 2022 | 5 min read health care insurance and benefits can be a financial hurdle for small businesses across the u.s. antonelli’s cheese shop, located in the heart of austin, texas, uses the cash back it...
Professional employer organization (PEO) health plans solve the challenges faced by small businesses, allowing them to benefit from economies of scale. Companies can offer PEO medical insurance, often at lower rates than going through a broker, and reduce time spent on administration and compliance i...
Health insurance is an important benefit to provide employees. However, when you’re the owner of a small business, the management of financials plays a huge factor. Consider the importance of small business health insurance costs. It’s monumental and can havea real impacton your financial heal...
Investing in a small business. Health savings accounts (HSAs). Beyond the standard savings and investment vehicles, there are also products likeannuitiesandlife insurance policies, which can be used to provide income in retirement. Paul Miller, CPA and founder ofMiller & Company, LLP, cautions ...
If your business has fewer than 50 FTEs, you don’t have to provide or pay for a health coverage plan. The ACA has no absolute small business health insurance coverage requirement for businesses with fewer than 50 FTEs. But you can still offer your employees health insurance and eHealth...
Importantly, it protects your business as well. If an employee suffers a work-related injury or illness, workers' compensation insurance can shield you from potential lawsuits and financial burdens. Unsurprisingly, it’s a requirement in most states that businesses with employees must have this cover...
Small businesses can be insured in many ways, and not every business needs every type of coverage. Here’s a brief rundown of the most common ways business owners insure their companies, though there are other types of plans as well. Business income insurance: A business income insurance plan...
Small business loans are a way to close cash flow gaps, pay for pricey equipment and grow the business. Here’s what to look for in one.
This program provides small, short-term loans of up to $50,000 to small businesses and certain types of not-for-profit childcare centers. Loans can be used to buy new equipment, supplies, furniture, or to provide working capital. Loans are provided by microlenders, with each having its own...
A group health insurance plan offers coverage at a lower premium than an individual plan and is available to employees of a company or organization.