Think about the return onpaying off your mortgagefrom a post-tax perspective. The ‘return’ of evencheap debtreduction may be higher than the taxed return from unsheltered cash. Are you maxing out your ISA allowance and yet you can’t or don’t want to put more into a pension? Then ...
Bonds are not taxed the same as equities. Offshore bond funds are not taxed the same as onshore ones. (In other words, the treatment may be different if your bond fund sits outside the UK.) Exchange-Traded Funds (ETFs) are not taxed the same as bond funds. ...
(The withholding tax advantage helps explain why the physical ETFs in the table are both based in Ireland.) Though the two physical ETFs listed above (from iShares and Vanguard) are marginally ahead over 10-years, it’s a different story across the longest timeframe we can get data for: S...
The inflation-linked ETF did awfully during the liquidity crunch that bottomed out 18-19 March, bringing home an equity-like-14.35% loss. Linkers are there to protect us from rampant inflation (think the stagflationary 1970s) but they’ve generally underperformed conventional gilts in deflationary ...