A mortgage is a type of long-term loan you can use to help buy a house, flat or another type of property. In simple terms, it's an agreement between a lender and borrower, secured on a property. When buying a new home, most people don’t pay for it all in one go. Mortgages l...
You can deposit a check online using a mobile device. Learn more about the preliminary steps to take before doing so, and how depositing a check online works.
And are there different types of refinancing? Let’s explore mortgage refinancing to help you better understand your options. What does it mean to refinance a mortgage? A mortgage refinance involves switching your old mortgage to a new one, usually with different rates and terms, that's ideally...
Refinancing a mortgage replaces your home loan with a new one. A refinance to a better interest rate can lower your monthly mortgage payments.
Check out ourfirst-time homebuyer resourcesfor more information or contact one of our home mortgage consultants to help find the mortgage solution that works best for your needs. When is the best time to buy a home?When is the best time to buy a home?
A Notice of Default could show up on your credit report and affect your score. This can make it more challenging to get other types of credit or refinance your mortgage. Once you’ve received a Notice of Default, you need to act swiftly to avoid foreclosure proceedings.“Do not let this...
I bought my first home at age 26. Now I've written a definitive guide on how to buy a house, and the most important terms and FAQs.
Think about things like your mortgage or rent payments, mobile phone costs and utility bills. If your bills are different each month, use the average cost of your last three bills. Look to see if you have any subscriptions and memberships and make a note of these too. You can view, ...
What is a second mortgage?Most people think of mortgages as loans to buy a home. But once you become an owner, you can continue to borrow. A second mortgage is exactly what it sounds like: another loan that uses your home as collateral....
‘buy to let mortgage’. In a nutshell, the process is similar to getting a mortgage for your own place in that they will check all your details and credit worthiness. But there are some important differences. Most obviously, the fees are generally higher than with a personal mortgage. ...