This study is based on the individual borrower-level information of 43,156 housing loan borrowers from the files of a well-established housing bank in Malaysia. In this analysis, the authors find clear evidence of endogeneity in LTV and argue that any attempts to decipher the default drivers ...
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The worst were those that propagate “compressed loans”, where buyers exploited a loophole in the banking system by submitting multiple loan applications at the same time to various banks for several properties. This allowed them to borrow loans for several properties as the system then was not ...
If you are a foreigner or non-citizen who wants to obtain a good Singapore housing loan, you have to read this.
★ comparison among Asia's cities numbeo.com/property-investment/in/Taipei city Price to Income ratio Price to Rent ratio city center Loan Affordability Index Taipei 29.68 87.01 0.57 New Taipei City 35.45 37.11 0.48 Taichung 17.77 53.61 0.95 Kaohsiung 12.49 47.37 1.28 Tokyo (日本) 12.65 32.18 1.4...
This site provides dynamic pricing data across a number of different areas, to allow comparison of costs of living in different cities and countries around the world. Data is provided in real time by people living in these areas, and so will reflect the constant changes in market pricing. ...
Results indicate that the urban form and the urban functional zone distribution significantly influence housing prices after the socio-economic and demographic differences are controlled. For inter-city comparison, an urban form with high compactness, low centrality, low polycentricity, high density, and...
A setting-up of a special housing loan scheme for LIEs across the country; government buy-up low-cost houses in the auction and placed them on rent-to-own scheme via independent agency while existing scheme sustained, intensified and strengthened among others were recommended as part of this ...
housing provident loanhousing provident centrescale of loanBy the end of 2004, the national balance of accumulated provident fund was 489.35 billion Yuan, and the deposit of provident fund was 208.63 billion Yuan. This great volume of deposit fund hindered development of provident. A ...
According to the comparison of these two methods, we also found that the state-space model had a higher prediction precision compared to principal component analysis, which also reflected consumers’ expectations. Therefore, our employment of the state-space model can be taken as a recommended ...