Credit cards, as an effective instrument to address household economic risks, play an important role in household economic behavior and decision-making. This paper is based on data from the 2015鈥 2021 China Household Finance Survey (CHFS) and investigates the impact of credit card usage on ...
financecompanies ✓Retailloans（零售贷款）✓Insurance（保险）:Autoinsurance,healthinsurance,homeinsurance,renter’s insurance,andlifeinsurance.✓Creditcards（信用卡）:Mastercard,platinumcard,store-brandedcard,VISAcard,etc.✓Savingsaccounts（储蓄账户）:Regularsavingsaccount,onlinesavingsaccount,studentsavings...
SB Kamin,LP Demarco - 《Journal of International Money & Finance》 被引量: 127发表: 2012年 Instruments of Credit Risk Transfer: Effects on Financial Contracting and Financial Stability We review the limited available literature relating to markets for credit risk transfer. These markets help to com...
“It’s hard not to feel stuck if you have credit card debt. Interest rates are high, everything you buy costs more and incomes just aren’t keeping up,” says Sara Rathner, a credit cards expert at NerdWallet. “Credit card debt has long been viewed as the result of frivolous spendin...
Definition of household in the Financial Dictionary - by Free online English dictionary and encyclopedia. What is household? Meaning of household as a finance term. What does household mean in finance?
Using the data of consumer finance on Chinese urban household from 15 cities,the authors study the phenomenon of adverse selection in China's credit card.The authors collected the data reflecting the cardholder's income variability and can not be observed by bank easily.After controlling other vari...
Agarwal, S., Ambrose, B.W. (2007). Household Finance and the Financial Decision-Making Process. In: Agarwal, S., Ambrose, B.W. (eds) Household Credit Usage. Palgrave Macmillan, New York. https://doi.org/10.1057/9780230608917_1
The easiest way to track household finances is with a desktop or online personal finance management program. PC magazine recommends Mint.com, a free online program that not only automates most money-management tasks but also provides options for connecting to most banks and credit card companies....
Explain your financial situation – maybe you've lost your job or been diagnosed with a chronic medical condition. Be sure to get the details of any hardship agreement in writing so you're not mistakenly penalized with late fees or other finance charges. Meet with a credit counselor. ...
The article discusses an opt-in service being offered by card issuer Household Bank to allow transactions to its credit card customers when their card's credit limit exceed. It states that Household's parent company, HSBC Finance Corp., charges 30 dollars for the service once the cardholders ...