Home insurance will provide a safety net in case something external — a fire, high winds, crime, a personal injury lawsuit — threatens your home investment. Without thistype of insurance, you’d be personally on the hook for major repairs or for replacing your entire home. You’d also be...
Personal liability insurance covers you if you're responsible for injuring someone or damaging their property. If the claim turns into a lawsuit, your policy can pay your legal fees and other expenses a court finds you responsible for, up to your coverage limit. Here’s a scenario in which ...
Not only that, but your home coverage can help to protect you financially in the event of a liability claim that leads to a lawsuit. Why Is Homeowners Insurance Important? Homeowners insurance is important for a variety of reasons: If you’re insured, any significant repairs or rebuilding ...
When you have adequate liability coverage in place, it can provide peace of mind that your assets will be protected in case of a lawsuit. Make sure to work with an independent insurance agent to get set up with an adequate amount of liability coverage to protect your assets ahead of time....
Liability insurance protects you and your family members in the event of an accident that could result in a lawsuit for bodily injury or property damage. It also covers any damage or injury caused by household pets. It will cover the cost for legal defense and any monetary court awards up ...
Your liability coverage could pay your legal fees, plus any damages you’re responsible for in the lawsuit, up to your policy limit. » READ MORE: Personal liability coverage for homeowners Medical payments coverage Like liability coverage, medical payments coverage pays if you cause physical ...
Homeowners insurance is a type ofproperty insurancethat helps pay for your home to be rebuilt or repaired and your possessions replaced if these are damaged in a covered event like an accident, natural disaster or fire. It will also pay for medical bills and lawsuit costs if someone is injure...
A standard policy covers dog bites up to a point, but if the injury is severe, you may quickly reach the limit of your coverage. Depending on the type of dog and your risk tolerance, additional insurance may be a good idea. A standard policy providesliabilitycoverage for injuries or proper...
insurance litigation, personal injury and wrongful death cases, banking litigation, business litigation, and other civil law matters. We are familiar with the legal issues that arise most commonly throughout the Gulf Coast region, where coastal real estate is at a premium. Our firm builds strong ...
Your homeowners insurance coverage can help protect your hard-earned money in ways you might not even realize, including covering the cost of a lawsuit, hotel expenses, meteorite damage and more. You’re not limited to just what’s in your policy. For more protection, you can purchase coverag...