John LapointeVice President at Lapointe Insurance Nathan YoungSr. Loan Officer at North Star Mortgage Network Jeff JohnsonOwner of Simple Homebuyers Alan HimmelLicensed/Bonded Public Insurance Adjuster and Founder of Florida Allstar Public Adjusting, Inc. ...
While insurers are there to pay claims, they're also in it to make money. Insuring a home that has had multiple claims in the past three to seven years, even if a previous owner filed the claim, can bump your home insurance premium into a higher pricing tier. You may not even be el...
Take these steps to buy a Nationwide homeowners insurance policy: 1. Determine your coverage needsFigure out how much and the type of coverages you need. You may need to conduct a home inventory and assess the age of your home’s appliances to determine this. Note the date, type, and co...
How Do I Buy Liberty Mutual Homeowners Insurance? To purchase a policy from Liberty Mutual, follow these steps: 1. Estimate the coverage you’ll needA home inventory can help with this, and Liberty Mutual has a Home Insurance Coverage Calculator tool you can use. Decide whether you will need...
Handling the cost of replacement is a significant portion of what home insurance does. However,when considering a homeowners insurance policy, there are two ways your insurance company can cover your stuff: replacement cost value (RCV) or actual cost value (ACV). ACV is cheaper upfront but ten...
You may want to consider an add-on or increasing your coverage maximums if standard homeowners insurance isn't enough coverage for your home and belongings. When conducting a home inventory, pay attention to expensive items such as jewelry, instruments, and collectibles, as they are usually only...