Homeowners insurance covers damage from fires so it 's essential to know how to file a claim if it happens to you.The first step is to get in touch with your agent who sold you the homeowners insurance. The insurance company will assign an adjuster (保险理算员), who will assess the da...
Fire Falling objects Vandalism and malicious acts The overarching principle is that homeowners insurance covers roof damage that is sudden and accidental. This means the damage must be caused by an event that is sudden, unforeseen, and not preventable. ...
Cincinnati Insurance sells homeowners policies through independent agents, with various options for standard and high-value homes. You may be able to add coverage for things like identity theft, personal cyber attacks or certain types of water damage. Cincinnati may offer you a discount for bundling...
Animals like rodents, insects and other creatures can cause a lot of damage to your property. While homeowners insurance financially protects you from covered losses like fire and storm damage, in most cases, home insurance policies do not cover losses resulting from animals. For that reason, it...
Bundle their policy withauto insurance Haven't filed any loss claims for three or more years Install protective devices like a smoke alarm or deadbolt Belong to a homeowners association Use fire-resistant construction materials Have a newer home ...
The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Homeowners’ insurance also comes with important liability coverage that can save you fina...
Homeowner's insurance policies are meant primarily for losses to property due to fire, wind, hail, and other causes. The policy in most instances also includes coverage for the homeowner for liability for bodily injury or property damage from accidental loss to a third party. All homeowner's ...
There is much to be considered, such as a high risk for property damage and potential injury. Like all investments, you need to protect your interests; for a home, that can be general upkeep, or a fresh coat of paint. You also need an insurance provider to cover you when that ...
Additional living expenses: Also called loss of use coverage, this type of coverage pays for additional expenses incurred as a result of the property being uninhabitable after a loss. For example, if you have fire damage and need to stay in a hotel, you can draw on additional living expense...
Hazard insurance protects a property owner against damage caused by fires, severe storms, earthquakes, or other natural events.