Though when the homeowner makes a claim on their insurance policy for any of these types of loss, they will be expected to pay a deductible. These deductibles will vary depending on the terms of your insurance
Fire/lightning: In the event of a house fire, homeowners insurance will cover the structure and belongings. You can also file a claim if a lightning strike to your home causes a power surge or a fire. Theft: This includes theft from your home as well as theft from your automobile. Other...
A homeowners' association (HOA) is usually a not-for-profit organization established by a community that governs rules regarding what can and cannot occur in homes, and also determines the rules and money spent on shared property. Many condominium andtownhousesavailable for purchase are part of ...