Alaska:$986 per year — 57 percent below national average *Rates are for $300,000 in dwelling coverage Bankrate insight The threat of natural disasters plays a significant role in determining your home insurance cost: the more likely that damage is to occur, the more likely that insurance comp...
Use the map below to find out the average cost of home insurance in your state, or see the table below to see how rates can change by dwelling coverage. Data filtered by: Coverages: $250K Dwelling / $125K Personal Property / $200K Liability StateAnnual Premium Alabama $3,639 Alaska $...
Average cost of homeowners insurance in California by city The amount you pay will vary depending on where you live in the state. For example, the average cost of homeowners insurance in Los Angeles is $1,485 per year, while San Jose homeowners pay $1,055 per year, on average. City Ave...
For example, the average cost of home insurance in Oklahoma is $4,675 per year, while the average cost in Alaska (which had zero recorded tornadoes in 2023) is $1,189 for the same amount of dwelling coverage. However, location could have a positive impact, too. Location also impacts ...
Theaverage cost of homeowners insurance in the U.S. is $1,754 per year, or $146 a month, according to a 2023 Policygenius analysis of home insurance premiums in every U.S. state and ZIP code. Keep in mind that this is just an estimate. Your actual homeowners insurance rates will depe...
Here’s the average annual premium forhomeowners insurance by state, according to our analysis of rate data from across the country. State Average annual cost Average monthly cost Alabama $2,063 $172 Alaska $1,446 $120 Arizona $1,897 ...
states 48 states (not available in Alaska or Hawaii) Financial strength rating A++ (Superior) A (Excellent) A (Excellent) J.D. Power claims satisfaction score Above average Not rated Above average Complaint level Fewer than expected Fewer than expected Fewer than expected Chubb vs. PURE Both ...
fire departments responded to an average of 346,800 home structure fires per year. The top causes of these fires were identified as cooking, heating, electrical distribution and lighting equipment, intentional fire setting, and smoking materials. How do I cancel a homeowners insurance policy with ...
Cost to rebuild in a specific area Crime rate Distance from nearest fire station What are the cheapest states for homeowners insurance? Interestingly, of the five cheapest states for homeowners insurance, all but one has a coastline. Here they are, alo...
State Farm is generally considered inexpensive for homeowners, with an average annual premium of $1,931 for $250K in dwelling coverage. How much does State Farm charge for homeowners insurance? State Farm charges $1,931 per year, on average, for $250K in dwelling coverage. The cost can ...