.6If you want your home budget to reflect how professional building managers spend, you’ll want to divide the expected cost of replacing those things by the number of months they should last, and contribute that to a savings fund each month. The accompanying chart can help you get started...
Insurance company websites can help you get started when shopping for homeowners insurance, and most describe what is and isn't covered and the options are available. However, it’s not always easy to find all the coverage specifics online. Homeowners insurance is a big purchase, and many in...
Maintaining your home’s roof, replacing worn-out flooring and tending to slow-leaking pipes are a few ways you can avoid large expenses that your insurance won’t cover. » MORE: Does homeowners insurance cover plumbing? 5. Infestations Bedbugs, termites, mice and other vermin are typically...
If your home is burglarized, your policy will cover both the cost of replacing lost belongings and repairing damage caused by the break-in. A standard policy will cover theft whether the item was stolen from your house or elsewhere, though they're covered differently. Personal property taken fr...
The program aims to reduce energy costs for low-income households by increasing energy efficiency through measures like sealing cracks and holes to reduce heat loss, adding insulation, repairing or replacing heating systems, repair or replacement for windows and outside doors and providing efficient li...
Tree, shrubs and other plantsHelps with the costs of replacing trees, shrubs and plants if they are damaged by a covered loss like fire or vandalism5% of total dwelling limit; up to $500 per plant Fire department service chargeNo-deductible coverage for fire department service chargesUp to ...
Custom Luxury Upgrades– They may be just perfect for you, but that’s just the thing, they probably won’t be for others, and the more custom you go, the likelihood the cost will go up for replacing the upgrades. Make sure you think through these decisions. ...
For example, replacing the same type of fence and stain, repainting the same color, etc. However, if you are maintaining something that is NOT approved but previously modified, an application is required as it is still unapproved. Thank You Posted in: Latest News Vantaca Homeowner Portal ...
The median spend on minor remodels — involving at least partially replacing the cabinets or appliances, or potentially tackling plumbing and electrical issues — for kitchens of all sizes was $4,000 more in mid-2022 versus mid-2021. It’s a “significant increase,” Sargsyan says. The ...
Basic maintenance, like regularly cleaning your gutters and adding a fresh coat of paint, can help prevent more significant damage from accumulating over time. Larger upgrades, such as replacing your roof or repairing broken shingles, can limit the risk of costly leaks. Rosenberg, from Ventura, C...