Homeowners insurance generally covers a wide range of potential damages to your home, other structures on your land, personal property, and your liability for injuries others sustain on your property. Policies typically cover losses due to such causes as fire, lightning, high winds, and vandalism....
Like health insurance or car insurance, the higher thedeductiblethe homeowner chooses, the lower the annual premiums. However, the problem with selecting a high deductible is that claims/problems that typically cost only a few hundred dollars to fix—such as broken windows or damaged sheetrock from...
WALDO CANYON FIRE: Homeowners Want Help with InsuranceMore than six months after the Waldo Canyon fire, what began ashomeowners' disjointed struggles...Handy, Ryan Maye
Protective devices:Install a security system, fire alarm or internal sprinklers. Rent to own:If you have a Farmers renters policy you can save if you buy a house and switch to Farmers homeowners insurance. UL-approved roof: A discount if your roof is built with asphalt or fiberglass shingles...
Lemonade homeowners insurance is only available in 23 states and Washington, D.C. Note: Some of Lemonade’s other policies, like auto, are only available in a handful of states, which may make it impossible to take advantage of bundling your policies for convenience and savings. Lemonade Home...
Citizens Property Insurance is Florida’s insurer of last resort. It offers coverage similar to that of private insurers, including dwelling, personal property, other structures and additional living expense coverage, although limits may be lower. In some areas, the company also sells wind-only poli...
A standard homeowners insurance policy covers jewelry only for theft, fire or other named events, not for accidental loss. That’s why it’s a good idea to add broader coverage for valuable jewelry. Learn more about jewelry insurance. Mold Maybe. It depends on the cause of the mold. Most...
Homeowners insurance rates rose dramatically between 2023 and 2024, according to a Bankrate analysis of rate data from Quadrant Information Services. The average premium in February 2024 was about $141 a month for a home with $250,000 worth of dwelling insurance. That's a 23% increase from Ja...
Homeowners insurance can be confusing, but we explain what renters insurance companies do and everything you need to know to purchase the best policy for you.
Homeowners insurance claims frequently asked questions Preferred contractor lookup: Search our preferred contractors in your area 1Equipment Breakdown provides protection in the event of an unexpected mechanical or electrical breakdown not caused by normal wear and tear, or corrosion. Only available through...