NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2021-2023. To assess how insurers compare with one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total compl...
so it’s important to consult an attorney with experience in this area if you have a potential legal complaint. For example, unlike Florida, Alabama has adopted a Uniform Condominium Act. If you own a condo unit in Alabama, under Section 35-8A-307, the association is responsible for mainten...
HAC (Homeowners Against Citizens) or Having Affordable Coverage Florida Other Community And Consumer Groups FIRM, PIRG, ACORN, Coalition of Florida Condominium Associations, Cyber Citizens for Justice, Floridians In Action, Property Owners Association. Also the OIR which is the office of the Insurance...
A homeowners' association (HOA) is usually a not-for-profit organization established by a community that governs rules regarding what can and cannot occur in homes, and also determines the rules and money spent on shared property. Many condominium andtownhousesavailable for purchase are part of ...
Homeowners also have the right to a fair hearing even if they have clearly violated the association’s rules. 6. Homeowners Can Sue Board Members One can always use their homeowners’ rights against HOA communities. This means that a homeowner can choose to sue a board member due to disputes...
Customer complaints: We evaluated each underwriter’s homeowners insurance complaint ratio based on data from the National Association of Insurance Commissioners (NAIC). Financial strength rating: We looked at financial ratings from agencies like AM Best and Demotech to ensure the companies on our list...
NAIC Complaint Index: The National Association of Insurance Commissioners, or NAIC, records policyholder complaints and translates this data into a complaint index. Most insurance companies have an overall complaint index and a score for each line of available insurance. When interpreting this data, it...
They should also review the complaint database of the National Association of Insurance Commissioners to see how their potential insurer fared in terms of the number of consumer complaints received. Available policy options There are differences in coverage options among different insurers. For example,...
interactions and the billing process. It did score significantly better in asurvey on the claims process, coming in fourth out of 19. According to theNational Association of Insurance Commissioners (NAIC), Farmers received a third of the number of complaints of other home insurance companies of ...
The only facts material to the trial court’s decision on a motion for summary judgment must be the date of the wrongful conduct alleged in the complaint and the date the action was filed. A“private nuisance,” on the other hand, “is a nontrespassory invasion of another’s interest in...