Property losses suffered by homeowners may be lesser in amount in actual dollar damages than major multi-million dollar commercial claims, yet they are often just as time-consuming and difficult to adjust. In addition to the actual loss suffered, the homeowner often is displaced from their residen...
If your home needs to be rebuilt or extensively repaired, a public adjuster or property damage claims attorney may be helpful. Both can investigate, seek compensation, and negotiate with the insurance company to try to obtain what you are entitled to under the policy. And, if the insurance co...
An all-hazards homeowners policy should be attractive to both insurers and policyholders in hurricane-prone areas, because it avoids the costly process of having an adjuster determine whether the damage was caused by wind (today, covered by private insurers and state-run companies in certain states...
Document the Damage: Photograph or video record all destruction and make detailed written notes for insurance claims and restoration plans. Where possible, date and time stamp images as documentation. Secure Your Property: Cover broken windows, damaged roofs, and exposed interior rooms to prevent fur...
Did your adjuster underpay, delay, or deny your insurance claim? Your property is your biggest investment. It represents everything - your home or business, your family or employees, belonging, security, community, protection. You pay a lot of money towards insurance premiums to protect that...
Renters policies include personal property coverage for your belongings and loss of use coverage if you need to live elsewhere while your home is repaired. Condo insurance typically includes both of these types of coverage and may also pay for damage to the interior of your unit, such as built...
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