Insurance developed home insurance policy forms that are similar but not identical to the standard forms. In addition, due to the Texas Windstorm Association (which writes wind-only policies) classifying HO-1, 2 and 5 premiums as HO-3, the average premium for homeowners insurance is ...
Texas law states that while your bank lender can require homeowners insurance on your mortgaged home, the lender cannot request coverage that exceeds the value of the replacing the dwelling and your personal possessions, regardless of the total mortgage loan amount. When determining the replacement co...
By Charles Levy
Even filing just one claim could boost your homeowner's insurance by several hundred dollars a year, although it varies widely by state, according a report released on Thursday by insuranceQuotes.com. The average increase for one claim is 9%. While Texas prohibits a premium hike after the ...
In some Texas child sex abuse cases, the circumstances may provide for homeowner’s insurance coverage of resulting civil personal injury damage claims. In Texas, according to theChildren’s Advocacy Centers of Texas, statistics show that 1 in 10 of the children residing in our state will be ...
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But they say the factors driving recent homeowner insurance spikes include more frequent and severe storms nationally — in California, Texas and Florida, as well as in New York — that are being blamed on global warming. In addition, the cost of lumber and other supplies to rebuild or repair...
or an electrical storm, you want your homeowner’s insurance policy to be honored. And you want your claim to be paid promptly. Getting your claim paid promptly can be just a matter of doing your homework before a loss occurs. The following tips may help you get your insurance claim settl...
It was founded in 1918 and is based in Austin, Texas. A Airlast Airlast specializes in full-service commercial heating, ventilation, and air conditioning (HVAC) insurance. The company offers coverage that includes servicing, maintenance, emergency repairs, and replacement of HVAC systems, providing...
In individual states such as Texas, residential service contracts and appliance warranty plans are regulated, and in Florida, much the same is true. State regulations will mandate what companies are legally allowed to do repair, replacement, and maintenance of systems and appliances. Full licensing ...